An approved limit you draw against in term amounts — 19.99% flat on each draw, including the 2.5% draw fee. Brokerage may apply.
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An approved limit you draw against in set terms — not a daily-reducing revolving balance.
Each draw is a term amount from $100 up to the unused limit, for 1–12 months.
The 2.5% fee is added to the amount and included in interest at a flat 19.99%.
One debit day. Fortnightly or monthly if that matches cash flow better.
Establishment defaults to 2% of the limit and can be set as a percent or a dollar amount.
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