Compare home loan rates from major banks
Latest rates at your fingertips — updated weekly. Get free, personalised help when you’re ready.
Takes ~2 minutes · No credit check to enquire
Accredited lenders we can place a loan with. How your rate is set
- 6.04%CR 6.16%Annual: $248Legal: $350Discharge: $400$3,011
Free for typical home loans · We’ll use this product as a starting point
- 6.04%CR 6.05%Legal: $350Discharge: $400$3,011
Free for typical home loans · We’ll use this product as a starting point
- 6.14%CR 6.26%Annual: $248Legal: $350Discharge: $400$3,043
Free for typical home loans · We’ll use this product as a starting point
- 6.14%CR 6.15%Legal: $350Discharge: $400$3,043
Free for typical home loans · We’ll use this product as a starting point
- 6.18%CR 6.27%Annual: $190Legal: $495Discharge: $250$3,056
Free for typical home loans · We’ll use this product as a starting point
- 6.18%CR 6.36%Annual: $395Legal: $495Discharge: $250$3,056
Free for typical home loans · We’ll use this product as a starting point
- 6.24%CR 6.25%Settlement: $150Discharge: $350$3,075
Free for typical home loans · We’ll use this product as a starting point
- 6.29%CR 6.46%Annual: $395Settlement: $150Discharge: $350$3,092
Free for typical home loans · We’ll use this product as a starting point
- 6.29%CR 6.77%Annual: $395Discharge: $350rate_lock_fee: $600$3,092
Free for typical home loans · We’ll use this product as a starting point
- 6.29%CR 6.30%Settlement: $350Discharge: $250$3,092
Free for typical home loans · We’ll use this product as a starting point
- 6.34%CR 6.45%Annual: $250Settlement: $250Discharge: $300$3,108
Free for typical home loans · We’ll use this product as a starting point
- 6.34%CR 6.35%Settlement: $199Discharge: $350$3,108
Free for typical home loans · We’ll use this product as a starting point
- 6.34%CR 6.35%Settlement: $250Discharge: $300$3,108
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.46%Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.56%Annual: $248Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.44%Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.54%Annual: $248Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.64%Annual: $248Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.62%Annual: $248Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
- 6.35%CR 6.53%Legal: $350Discharge: $400$3,111
Free for typical home loans · We’ll use this product as a starting point
Check your borrowing power
Use our serviceability calculator for an estimate of how much you could borrow. The on-site figure is an estimate only. For exact capacity at a specific bank, get a free assessment.
Why us
- Latest rates, weeklyMajor-bank and specialist rates in one place, refreshed every week.
- Matched for freeFor most home-loan borrowers there’s no fee to you; the lender pays us.
- Help when you want itFilter yourself, or get a free match with options that fit your situation.
How your rate is set
The rate on the page is the lender’s advertised rate. Yours can differ. Four things usually decide it.
- 1. DepositHow much you put in. A larger deposit often means a sharper rate.
- 2. LVRThe loan as a share of the property value.
- 3. CreditYour credit history.
- 4. Lender criteriaEach lender’s own rules for who gets which rate.
Rates, in plain language
Are Jokuda’s rates up to date?
We refresh home loan rates weekly from lenders on our panel so you can scan what’s available right now. Your actual rate depends on your deposit, credit, and lender criteria. How your rate is set
Do I pay Jokuda for a home loan?
For typical home loans, no — there’s usually no fee to you. Lenders pay us a commission and/or trail if a loan settles. We’ll always tell you if a different product has a fee before you proceed.
What’s the difference between the interest rate and comparison rate?
The interest rate is the advertised rate. The comparison rate includes some fees and charges and is based on a $150,000 loan over 25 years. Your comparison rate may differ.
Will enquiring affect my credit score?
Asking us to match you does not run a credit check. A formal application with a lender may involve a credit enquiry later.
What does Get matched mean?
Share a few details and we’ll contact you with options that fit — free for typical home-loan borrowers. You’re not locked into anything.
Who is Jokuda?
Jokuda Pty Ltd is an Australian Credit Licence holder (ACL 573020). We help Australians compare and apply for home loans across a panel of lenders.
Guides
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Free match · Weekly rates · No obligation